Stampylonghead has started to play a role in my life. He and his friends are required characters in my bedtime stories to my boys. It’s not a problem, since I can roll with just about anyone in my stories – I’ve been able to seamlessly weave Skylanders, Octonauts, Godzilla, Woody and Buzz, my two sons, …
Debt is the ultimate anti-asset. It’s kryptonite to any early retirement dreams you might have, and applied in large enough doses, it can keep you from ever escaping a paycheck to paycheck, income-based life. Everyone knows that debt is dreadful, but fully understanding how truly bad it is a 3 step process. 1. Debt is …
Living paycheck to paycheck is, mentally, easy. As hunter-gatherers, it was in our DNA to consume things as we got them, and as long as there was enough available any time we needed it, we did just fine. Hunter-gatherers are the ultimate income-based folks, living rabbit to rabbit or berry to berry. The only problem is that we’re no …
What does the phrase “asset-based” mean to you? When applied to a person, it means someone with a huge pile of cash – someone who lives off his investments and doesn’t have to work. Feet up, umbrella drink on the beach, monitoring his portfolio. “Income-based”, on the other hand, means someone who has to work …
Have you ever had that heart-in-your-throat moment when talking to someone and you realize you completely missed the memo on something very important you’re supposed to do as a responsible adult? “What you do you mean… …you don’t have a will? …you’re not paying off your credit cards each month? …you don’t have an umbrella …