Debt Is a Beast

Debt is the ultimate anti-asset. It’s kryptonite to any early retirement dreams you might have, and applied in large enough doses, it can keep you from ever escaping a paycheck to paycheck, income-based life. Everyone knows that debt is dreadful, but fully understanding how truly bad it is a 3 step process. 1. Debt is

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Oh S***!

Have you ever had that heart-in-your-throat moment when talking to someone and you realize you completely missed the memo on something very important you’re supposed to do as a responsible adult? “What you do you mean… …you don’t have a will? …you’re not paying off your credit cards each month? …you don’t have an umbrella

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